Debt-Free Christmas

We are having a debt-free Christmas again this year. I love the feeling of no guilt on Christmas morning. Here are a few of the ways that we are keeping Christmas debt-free: - Kohl's cash. (I give all my Kohl's cash to hubby, who uses it to ship for me, for free!) - Disney Movie Rewards. (Cashed in our rewards for a cool gift for each of the kiddos with free shipping!) - Bank Rewards Points. (Cashing these in for gift cards to use on Black Friday.) - Kids are selling things that they no longer want at Once Upon a Child to "earn" money to buy gifts for each other. - Aldi's has a great selection of toys at good prices. - Three Bags Full children's consignment sale. (This sale is one of my favorites and this year they are having a holiday clothing and toy sale here in my city.) - As always, I am hand-making some gifts. - I am using my checks from my Scentsy business to provide the gifts my kids really want. My business has been such a blessing to our family! - We are limiting our kids to only asking for 3 gifts each from Santa. We have done this every year and found it to be very reasonable. - I am using coupons to purchase household gift items like Pyrex, beauty products, etc. What is your game plan to survive the holiday? PS (For my readers, I am planning on coming back...I really miss this outlet of mine. Watch for a post per week regarding life, faith, family, and savings. I've missed you all!)

Are You Being Honest?

REALLY enjoyed THIS POST by the fabulous Queen of Free. Her and her family have paid off over $75K of debt since 4/08 and are reaching their goals! I am both challenged and inspired by her story. Enjoy!