I wanted to take a few minutes to highlight some FREE rewards programs that you may not be already using:
1. Pampers Gifts-to Grow: you will earn points from products you buy (including wipes) and also get "free" points from facebook, bloggers, etc. Redeem these points for toys, dvds, magazine subscriptions, and photo gifts.
2. Points from your bank: I use points through PNC Bank. Earn points every time you use your debit/credit card and redeem them for housewares, entertainment, even gift cards.
3. Toys R Us Rewards: scan your card at the register and earn points. You will automatically receive a gift card when you have reached the designated amt of points.
4. Staples Rewards: scan at register (even when buying the doorbuster sales) and earn gift certificates to use in the store later.
My thought is, if these programs are free, why not use them? You are earning free money/product, overall reducing your budget, or even allowing for a "splurge" here and there. Is it a pain to carry all of those cards, yes! But I will gladly carry a select few to use the perks that go with them. What about you? As they say, "What's in your wallet?"